Capital One
Flagged · AvoidAmerican bank holding company specializing in credit cards, auto loans, and banking accounts.
Last updated April 26, 2026
Reasons to avoid
Issues span:AntitrustConsumerOther
- Merged with Discover in 2025 to create a massive credit card monopoly, raising significant antitrust concerns.
- Paid $425 million to settle a class-action lawsuit for misleading customers about interest rates on "high-yield" savings accounts.
- History of aggressive overdraft and late fees, which were the subject of CFPB investigations before political shifts in 2025.
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